For example, in the first year or in the event of suicide. (moneysmart.gov.au)
In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid. (quickquote.com)
The insurance company may or may not pay the beneficiary of a life insurance policy in the event of a suicide depending on the circumstances, the primary factor being the existence of two clauses found in a life insurance policy: The Suicide Provision and the Incontestability Clause. (thebalance.com)