Some lenders will let that number rise to 44 % or higher, but that percentage is often reserved for individuals with exceptional credit scores. (bankingsense.com)
Though these financing options typically have higher interest rates than federal loans, those with exceptional credit scores may be able to get lower rates. (lendedu.com)
It is possible to qualify for a mortgage even with a poor credit score, but good credit scores of 670 or higher are more commonly approved by lenders, and very good to exceptional credit scores above 800 are the most attractive to lenders. (gobankingrates.com)