You could pay the minimum on every debt and then put more money into the debt with the highest interest rate to ensure it gets paid off long before it can accumulate excess charges. (automaticfinances.com)
For example, young or inexperienced drivers and types of incident can incur additional compulsory excess charges. (en.wikipedia.org)
With the increasing age, comes increased premium rate and probably excess charges or deduction on the claims. (policybazaar.com)