Our personal excess liability insurance (or «umbrella» insurance) kicks in after the liability limits of your underlying policy are depleted. (www-200.aigprivateclient.com)
The personal liability coverage available through a standard homeowners or automobile policy simply may not be enough, so you may want to consider purchasing a personal excess liability policy. (iii.org)
An umbrella policy provides excess liability coverage, so if you exceed your home or auto policy liability coverage, you won't be exposed financially. (trustedchoice.com)