Low level of parental education and income largely accounted for the clear excess risk of mortality among children in single - parent families. (academic.oup.com)
I don't like giving up control of my investments to money managers who rarely beat indices over time, charge high fees, and can put clients at excess risk. (simplysafedividends.com)
At first sight this seems to support the notion of efficient markets where professionals are unable to generate excess risk adjusted returns. (alphavulture.com)