Some banks don't treat these types as separate products, but instead as special features added to existing checking accounts based on whether you meet certain qualifications, like student status or a senior age threshold. (valuepenguin.com)
How they describe their product / innovation: MaxMyInterest is a new automated cash management solution that helps depositors earn more on their cash balances via their existing checking account and online savings accounts. (finovate.com)
We recommend a personal loan or line of credit from Santander mostly if you're an existing checking account customer at the bank. (valuepenguin.com)