However, some life insurance providers are well - known for providing coverage to people with existing health conditions and may have more optimum rates and different coverage criteria than other providers. (lifehappens.org)
Many people who take the time to apply for long - term care protection are declined because of existing health conditions or medications taken. (shorttermcareinsurance.org)
It may seem unfair, but your genetics and pre existing health condition also determine how high your life premium will be. (secureseniorlifeinsurance.com)