This proves the individual granting the loan has a reasonable expectation of repayment and is not actually making a gift. (totalmortgage.com)
The IRS categorizes debt as «worthless» if the surrounding circumstances show there is no reasonable expectation of repayment. (smallbusiness.chron.com)
This money truly needs to be a gift from an acceptable source, with no expectation of repayment. (veteransunited.com)