The policy states that this $ 150 is for expenses incurred for accommodations, meals, and local transportation. (travelinsurancereview.net)
In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. (novakinsurance.com)
In other words, it protects you from out of pocket costs dealing with injuries and other medical expenses you incur in accidents with liable uninsured drivers. (carinsurancequote.net)