This coverage protects against claims of negligence or small judgement errors that can result in expensive lawsuits. (trustedchoice.com)
In theory, this is supposed to lower rates and eliminate expensive lawsuits by requiring all claims to be handled through your own insurer, regardless of who was at fault. (thesimpledollar.com)
This can result in especially expensive lawsuits against your company. (trustedchoice.com)