The card lets you earn FOUR extra percentage points on the first $ 6,000 in U.S. supermarket spending alone in the year: this surplus above the BankAmericard more than pays for the annual fee of $ 95. (valuepenguin.com)
That is to say, they seek out the highest returns and often abandon prudence in order to gain a few extra percentage points per year. (moneysense.ca)
The more you spend, the more you get bumped into a higher - earning bracket of a base amount + extra percentage points back on extra spending. (valuepenguin.com)