As an alternative to a mortgage refinance, you could also make extra principal payments on your loan to pay off a mortgage earlier and save on interest. (personalfinanceinsider.com)
Its low risk to have a home paid for, but making extra principal payments on a home is risky! (allfinancialmatters.com)
While $ 100 per month might not sound like a lot, extra principal payments in any amount can really add up when it comes to student loans. (lendedu.com)