A good - faith determination by the lawyer of a pro bono client's eligibility is sufficient. (floridaprobono.org)
More specifically, the qualified mortgage provision generally requires that lenders make a reasonable and good faith determination that a borrower has the ability to repay a mortgage loan. (getoutofdebt.org)
Generally, the ATR rule says lenders must make a reasonable, good faith determination of a homeowner's ability to repay their new mortgage loan. (themortgagereports.com)