When compared to banks, online and alternative lenders have higher interest rates because they have fewer eligibility requirements and faster underwriting processes. (valuepenguin.com)
Another big benefit is much faster underwriting as medical exams often can cause lengthy delays. (insurancescored.com)
Many consumers today want to speed up the process and they choose to compare life insurance quotes with no medical exam which has an extremely fast underwriting time once applied for online. (bestchoicelifeinsurance.com)