In comparative fault states, liability for an accident can be shared by the at - fault party and the injured person. (mccormickmurphy.com)
The no - fault state requires drivers carry only $ 10,000 of personal injury protection insurance and $ 10,000 of property damage liability insurance. (carinsurance.com)
However, if you live in a no - fault state where each driver pays for damages to her own vehicle regardless of fault, full coverage is much more important. (sapling.com)