The credit check only tests for adverse credit history, such as default on a prior federal student loan, not for a favorable credit score or debt - to - income ratio. (lendedu.com)
OnDeck and IOU Financial offer larger loans with more flexible terms but requires annual revenue of more than $ 100,000 and a favorable credit score. (simplethriftyliving.com)
A bad credit loan can actually be your first step back to a favorable credit score again. (mytiorico.com)