Some merchants have even challenged the mandate in court because so few merchants have upgraded their systems even though a year has passed since the fraud liability transfer. (lendedu.com)
(Of course, since it's an Amex, you also get the downside of fewer merchants accepting it, making it harder to collect points.) (lowestrates.ca)
At the end of 2013, when it was founded, there were few merchants who had adopted bitcoin and the company was really popular, says the Bitcoin Magazine. (coinfox.info)