Although this apparently limits the diversity of the diet, many people are remarkably unaware of just how few types of foods we eat nowadays. (foodasmedicine.ca)
Basically, the same kind of coverage is given by most life insurance policies with fewer types of exclusions and at cheaper rates. (mylifeinsurancequotes123.com)
As to the bankruptcy - it won't help for student loans, student loans is one of the very few types of debts you can't really run away from. (money.stackexchange.com)