** Zero or no closing costs refers to the possibility that closing costs of the loan may be rolled into final amount of the loan and not paid in cash at closing. (northpointe.com)
Thus final amount paid to you will be usually higher than the assured fund. (tips.thinkrupee.com)
A person insured if survives till the maturity period, the person would get sum assured on maturity along with loyalty additions that would be paid in final amount. (bloggerfreak.com)