Down payment assistance programs are offered by state housing finance agencies and local housing authorities around the country but they are often overlooked by homeowners who don't think they'll qualify. (pennymacusa.com)
If seeking a loan from an institutional lender in conjunction with a housing finance agency loan, the lender must be approved to work with the state or local agency. (sapling.com)
State - led housing finance agencies help low - income homebuyers with below - market - rate mortgages. (sapling.com)