If there is an unexpected leak or fire in your apartment building and your stuff gets ruined, renter's insurance can help cover the costs of your belongings. (studentloanhero.com)
If there's a kitchen fire in the apartment next door, it's not likely to burn any of your property. (effectivecoverage.com)
A lightning fire in an apartment complex is an example of a risk that can't be entirely avoided. (effectivecoverage.com)