For purchase and limited cash out refinance, the maximum loan - to - value (LTV) and combined loan - to - value (CLTV) for a one unit property is 95 % except for First Time Homebuyer programs which permits 97 % financing. (penfed.org)
Florida Housing's First Time Homebuyer Program offers low - to - moderate - income buyers low - interest fixed - rate 30 - year mortgage loans. (sapling.com)
I'm actually in the process of of a first - time home buy, and was in talks for waiving a few fees; however, we ended up going with a state - funded first time homebuyer program that had a higher interest rate, but gave us $ 15,000 downpayment assistance. (financialsamurai.com)