The card earns 2 points per dollar on all purchases, so when this is combined with the 5 % rebate, this is essentially a 2.1 % fixed value card for travel redemptions. (rewardexpert.com)
I suggest going with a more fixed value card. (creditwalk.ca)
This is a better return that you would get on fixed value cards such Barclay Arrival Plus or Capital One Venture rewards. (rewardexpert.com)