Our affordable mortgage programs offer flexible credit guidelines and reduced down payment requirements — designed specifically for individuals and families who are buying their first home or might not qualify for more traditional loans. (firstcitizens.com)
As an approved FHA lender, Columbia Bank has been granted the authority to offer qualified homebuyers the opportunity to purchase a home with a low down - payment, allowable seller concessions of up to 6 %, and more flexible credit guidelines. (columbiabankonline.com)
Flexible credit guidelines allow some borrowers with blemished credit histories to still qualify for a home loan (blog.compmort.com)