For instance, you need a separate policy for flood coverage, especially if you live in a designated flood plane. (generalliabilityinsure.com)
As for how much coverage you should have, we would recommend you buy the same amount of flood coverage as you have for personal property on your renters policy. (valuepenguin.com)
The majority of change with flood coverage comes with increased deductibles and a cap on the extent of loss. (rogersinsurance.ca)