Federal law requires homeowner's with property in flood zone areas or areas designated as high - risk have flood insurance. (ftmyers2.greatflorida.com)
You do not have to live in a high risk flood zone to experience damage, 25 percent of flood insurance claims come from low or medium risk communities. (ftmyers2.greatflorida.com)
Mortgage lenders will require that all properties located in designated flood zones are covered by flood insurance. (trustedchoice.com)