The federal government continues their push for rate and term refinancing and it appears they will not let something petty like equity get in the way of qualifying for a refinance loan. (bdnationwidemortgage.com)
But you can't qualify for a refinancing loan on your own. (finder.com)
Once you have decided which lender is best for you, you can apply for a refinance mortgage loan. (badcreditloanservices.com)