When you have this type of coverage, you will get full replacement cost of an item without taking depreciation into account. (rentersinsurance.net)
You can also select renters insurance policy enhancements and add - ons such as valuable items coverage or extra coverage for your belongings for full replacement cost regardless of depreciation. (effectivecoverage.com)
When shopping for renters insurance, an important factor to check for is whether your policy offers full replacement cost coverage or simply actual cash value coverage. (freewayinsurance.com)