Whenever full surrender value of basic plan is paid, the surrender value of any attaching top ups will also be paid. (reliancenipponlife.com)
Cash - value life insurance offers the opportunity to access cash accumulations within the policy through withdrawals, policy loans, or partial or full surrender of the policy. (investopedia.com)
Thus, it not only poisons the spring of sexual purity but also creates habits of sexual response which later make full surrender to a marriage partner more difficult to achieve. (religion-online.org)