"Funky things" refers to unusual, unique, or cool things. It describes something that has an interesting, unconventional, or distinct style or quality. Full definition
As you mentioned these companies can do funky things like provide basic perils coverage. (biggerpockets.com)
All kinds of funky things can happen in the heat of battle and characters can be hit with status ailments that are both boon and burden. (crunchyroll.com)
But there's a funny / funky thing about this little sweater. (soulemama.com)