Please refer to the Policy Conditions for further details on coverage for each claim type, as the below descriptions are only outlines and do not list the requirements for coverage. (global.ihi.com)
Basically, you should include anything that your heirs might want or need to know that wasn't outlined in your estate plan; this list provides further detail on what to include. (blogs.smartmoney.com)
Please contact the schools you are interested in for further details on how they define sibling for the purpose of sibling preference. (myschooldc.org)