A history of late payments is a red flag and a strong indicator of future delinquency on any new loan. (growingfamilybenefits.com)
They predict future delinquency on secured home loans rather than any obligation. (growingfamilybenefits.com)
They discuss the causes of negative equity — smaller down - payments and falling home prices — along with the effect on current and future delinquency rates. (newyorkfed.org)