If you were likely to die within a couple of years, they will need to protect their investment by either rejecting you or offering a guaranteed issue graded benefit life insurance policy. (justburyme.com)
Rates for this coverage are much lower than for regular life insurance or graded benefit life insurance plans. (term-life-online.com)
These include guaranteed issue, simplified issue and graded benefit life insurance coverage. (burialinsuranceplans.org)