If your income is slightly over these amounts, there are little known «deductions» that can be used to reduce your qualifying gross household income and help you qualify. (homeloanartist.com)
For borrowers with adjusted gross incomes from $ 100,000.01 to $ 110,000, deductions are phased out at 10 % increments for each additional $ 1,000 of adjusted gross household income. (centralcoastlending.com)
The HSBC Premier World Elite also has a $ 75,000 annual gross household income requirement, though for many people, that's likely not a major concern. (highinterestsavings.ca)