If you don't qualify for hardship status under your current salary, you can cut back on hours until you fall below the threshold. (taxdebthelp.com)
If you do owe the qualified amount of $ 7,500 or more, a debt settlement company will evaluate the extent of which you are in a financial hardship status. (reduction-debt.com)
If you can make the required payments with an installment agreement without causing financial hardship to yourself then it is likely you will be denied hardship status. (taxdebthelp.com)