It is if people who are moderate - to - heavy credit card users who are not eager to think about how they earn their cash back rewards. (echeck.org)
Without recognizing the aforementioned, and without fully understanding how balance transfers work, it's impossible to get out of the weight of heavy credit card debt. (debtfirms.com)
These leading issuers believe that heavy credit card users will be willing to pay the annual fee in exchange for the potential to earn the greater rewards. (emiboston.com)