And as with any other credit card, if you are able to avoid cash advances, late penalties or return payments, you'll avoid hefty charges and rate increases. (thedigeratilife.com)
If you observe, people talk about only hefty charges charged by insurance companies in initial years. (myinvestmentideas.com)
The banks stopped charging for checking accounts, but those accounts had hefty charges for overdrafts. (allfinancialmatters.com)