It does not forgive your debt or even reduce it, but it does help you manage your debt by rolling it all into one monthly payment. (smallbusiness.chron.com)
Beyond just allowing you to keep an eye on your credit status, it also offers a way to help you manage your debt better. (thedigeratilife.com)
We can also recommend solutions to help you manage your debt problems and give you clear, practical advice about how to deal with your debts. (stepchange.org)