"Hereditary conditions" refers to health issues or traits that are passed down from parent to child through genes. These conditions can include certain diseases, physical characteristics, or even certain behaviors. Full definition
But today doctors tend to run tests that pick up mutations underlying a range of hereditary conditions. (scientificamerican.com)
However, there may be some very limited amounts of coverage available for hereditary conditions after the initial year of the policy is complete. (insuranceproviders.com)
Very few pet insurance companies cover hereditary conditions so if your pet falls into this category, you'll definitely want to pursue a pet insurance comparison. (askthecatdoctor.com)