All home and business owners have an obligation to obtain mandatory flood insurance, which brings high flood insurance costs even though there is low risk of flooding. (www2.erie.gov)
This is especially important in areas with high flood rates and wild fire occurrences. (rismedia.com)
Though residents report that much higher floods have occurred at that point, possibly as high as 40 feet, no authentic records are available. (dotearth.blogs.nytimes.com)