Oh wait... if you invested that money in an index fund at historical average returns at around 11 % compounded over 5 year then it would have been $ 80,000. (besmartrich.com)
To sum up, although it's pretty clear we should expect lower than historical average returns for stocks, there is little evidence for a strong downward force on stock returns due to expected interest rate increases that is anything like the bond situation. (mindfullyinvesting.com)
In the following examples I will compare saving with investing in an S&P 500 Index Fund (which has a 10 % historical average return including dividends). (maximumcents.com)