Winning approval for an unsecured credit card is not a realistic expectation for someone with a negative history of late payments or other bad marks on their consumer report. (growingfamilybenefits.com)
A credit history of late payments is going to kill your FICO scores. (rebuildcreditscores.com)
So, if one of your business owners has a personal history of late payments or a bankruptcy on their credit report, it won't impact your ability to secure any financing you may be looking for. (nav.com)