We recommend that you purchase an amount of homeowners insurance coverage at least equal to the estimated replacement cost of your house. (statefarm.ca)
But the typical master policy may not protect anything inside your unit, and that may be the biggest single difference between homeowners insurance coverage for a condo versus a single - family dwelling. (insurance.com)
Regardless of whether a landlord's homeowners insurance coverage covers the same home as their renters, they should be able to deduct the premiums for an umbrella policy. (valuepenguin.com)