While borrowers with impeccable credit histories have their points waived, people with less - than - perfect credit are charged anywhere from 3 to 5 points in loan origination fees. (badcreditloanservices.com)
Lenders want to see impeccable credit history, but they will accept credit scores and credit histories that are less than perfect if you make payments on time and your entire debt is low compared to your income. (mortgagecalculator.biz)
They require impeccable credit history as well as more - than - sufficient collateral in order to successfully underwrite their loans, making it somewhat out of reach for the average borrower. (glassridge.com)