Also, the repayment duration was uncertain, as the student loans were related to the level of income of the borrower. (lendedu.com)
Debt - to - Income Ratio — the ratio of monthly liabilities and housing expenses divided by the monthly gross income of the borrower. (vermontmortgagecompany.com)
However, the combined income of both borrowers can be considered in evaluating his or her repayment ability. (themortgagereports.com)