Those higher interests rates increase the financial burden on your country, and that in turn makes default more likely. (vox.com)
So, it's best that you avoid refinancing your fixed rate student loan into a variable rate loan because this will increase the financial burden instead of helping you in any way. (florida-home-mortgage-loan-rates-company.com)
The option would increase the financial burden on families with postsecondary students — particularly middle - income families who do not qualify for current federal spending programs. (cbo.gov)