Lenders may need to assess the creditworthiness of individual borrowers based on their record of payments and their patterns of credit use. (myfinancekits.com)
The overall amount of student loan debt is growing, but the problem is worsening for individual borrowers, too. (higherednotdebt.org)
This helps limit the strain on individual borrowers, and it also keeps the student loan crisis from growing. (studentloans.net)