Another 24 cards have penalty rates based on individual cardholder creditworthiness that may run as high as 29.99 percent. (creditcards.com)
A Chase card services representative quoted in Consumer Reports states that Chase doesn't give debt settlement companies better terms than it gives individual cardholders who contact them on their own. (simplethriftyliving.com)
In the case of hoopla, however, it is the individual cardholders who will access the content via the free app once the Netflix - style agreement is made with the partner library. (goodereader.com)