Legal counsel is not a requirement for individuals filing for either Chapter 7 or Chapter 13 bankruptcy, but you are taking a serious risk if you choose to represent yourself. (debt.org)
For married individuals filing separately, it's up to $ 1 million. (getoutofdebt.com)
The purpose of a formal policy is to integrate applicable rules with your own actual practices to create a system under which analyzing individual files as they age out is not a cumbersome process. (lawyerist.com)