If you want to use a gift as part of your down payment, check with individual lenders to learn the restrictions of specific private or government - insured mortgage programs. (ourvalleyhomes.net)
APR / Interest rates will vary depending on individual lender terms. (grtfinancial.com)
Peer to peer services feature loans offered by individual lenders who may be more sympathetic and willing to offer loans to individuals with fair or poor credit. (lifeoncredit.ca)